Get out of Debt - Part 2

Though I've posted a number of finance tips in the past, recent research has turned up a host of how-to financial sites that I wish I had known about as a college student. If you are a financial wizard and understand amortization calculation, debt to income ratios and FICO scores, then the sites below are on a beginner level. However, if these terms are new to you, then the following sites are a godsend for learning about debt, money mangement, and methods of moving toward a debt-free existence.

Learning the ropes of finance 101: everything you wish someone had told you earlier...

About Debt:

1. Debt to loan Ratios the basics: http://ezinearticles.com/?Debt-To-Income-Ratio---A-Critical-Factor-In-Your-Credit-Score&id=806220
2. Debt to income ratios - part 2 from Buzzle.com
3. The Motley Fool provides a wonderful free guide and workbook for getting out of debt; this site alone is a great first step toward financial solvency.
4. Finally if you are in debt, Dave Ramsey presents an interesting take on the psychology of debt reduction with his debt snowball site.
   
5. Buzzle.com has a nice debt reduction resource list. It's a great place to survey the range of considerations necessary to make a serious go at debt.
6. The Federal Trade Commission has tons of information about credit repair, debt management, financial counseling,
   

Learn about loans and interest by playing with the amortization calculator.

Finally, the following blogs are written by people who've wrestled with debt and survived. They teach money management skills, provide goos links and provide a nice place to learn about budgeting, financial investing and resources for tracking your cash.

1. The Get Rich Slowly blog is a nice place to learn about day-to-day management issues that are critical for financial success. The tone is friendly and the posters are real folks, not account managers or sleazy "credit counselors" trolling for clients.
   
2. Ramit Sethi's I will teach you to be rich blog is valuable because it also covers business building techniques.
3. Mint Money Management free software might do the trick if you're looking for an all-in-one stop shop for organizing your finances. As always, verify that privacy concerns are respected and this could be a great tool.

So that's it, a fairly comprehensive get started set of finance tools.

Enjoy!
phree