Use Acrobat.com as a meeting place

Adobe's new AIR/Flash platform is ripe for application development and they are showcasing the possibilities with the latest in web 2.0 cloud computing. Acrobat.com is a powerful little conferencing application that provides for three vital functions:

1. You can make PDFs online and share them with anyone using an email address.
2. It contains a full-featured web meeting application complete with easy to use white board, web cam conferencing and telephone call-in numbers for voice only conferencing.
3. A free word processor, Buzzword, also is available for generating quick documents on the fly. You can also export them to your favorite format and save them on your local disk which is convenient for the jump drive enthusiasts.
   

Though, I love google docs/apps too, this user interface is simple, sleek and efficent in delivering the goods, all for free! Try it out and move into the sphere of cloud computing.

Get out of Debt - Part 2

Though I've posted a number of finance tips in the past, recent research has turned up a host of how-to financial sites that I wish I had known about as a college student. If you are a financial wizard and understand amortization calculation, debt to income ratios and FICO scores, then the sites below are on a beginner level. However, if these terms are new to you, then the following sites are a godsend for learning about debt, money mangement, and methods of moving toward a debt-free existence.

Learning the ropes of finance 101: everything you wish someone had told you earlier...

About Debt:

1. Debt to loan Ratios the basics: http://ezinearticles.com/?Debt-To-Income-Ratio---A-Critical-Factor-In-Your-Credit-Score&id=806220
2. Debt to income ratios - part 2 from Buzzle.com
3. The Motley Fool provides a wonderful free guide and workbook for getting out of debt; this site alone is a great first step toward financial solvency.
4. Finally if you are in debt, Dave Ramsey presents an interesting take on the psychology of debt reduction with his debt snowball site.
   
5. Buzzle.com has a nice debt reduction resource list. It's a great place to survey the range of considerations necessary to make a serious go at debt.
6. The Federal Trade Commission has tons of information about credit repair, debt management, financial counseling,
   

Learn about loans and interest by playing with the amortization calculator.

Finally, the following blogs are written by people who've wrestled with debt and survived. They teach money management skills, provide goos links and provide a nice place to learn about budgeting, financial investing and resources for tracking your cash.

1. The Get Rich Slowly blog is a nice place to learn about day-to-day management issues that are critical for financial success. The tone is friendly and the posters are real folks, not account managers or sleazy "credit counselors" trolling for clients.
   
2. Ramit Sethi's I will teach you to be rich blog is valuable because it also covers business building techniques.
3. Mint Money Management free software might do the trick if you're looking for an all-in-one stop shop for organizing your finances. As always, verify that privacy concerns are respected and this could be a great tool.

So that's it, a fairly comprehensive get started set of finance tools.

Enjoy!
phree

Get out of debt - Part 1

If you're in debt and stressed, Leo Babauta's blog Zen Habits provides wonderful advice for digging your way out. Be sure to read both posts linked here. The first discusses strategies for becoming debt-free; the second covers techniques he used to pursue his dream of turning his blog into his full-time job.


Though his path is not foolproof or tailored to every situation, it does offer insights for those who would work to live versus live to work.


As always your comments and insights are appreciated.

peace,
phree

Your IP Address - Fast

Occasionally, you will need your IP address for networking or software-related purposes. The true IT in you knows to dig through the command prompt window, but that feels like it takes forever.

It doesn't have to...

http://whatismyip.com

Done.

Take your office on the road

This post is productivity oriented in that it links to an article, Rolling Your Own Online Office, that shows you how to keep all of your information handy when you are on the road. The best feature of the article is that it addresses all sorts of project/workplace needs and gives links to freeware for each and every application. Need IM, flowcharting or documents on the road? If so, Josh Catone provides an all-in-one resource center with links for getting things done (GTD). If you find a tool that is particularly useful, please leave a comment below so that others can benefit from your experience.

How to Study Sites

Here are a few study tips sites for those of you wondering how to study for midterm or final exams:

• Hacking Knowledge: 77 Ways to Learn Faster, Deeper, and Better

• Study guides and strategies

• CalPoly: study guides library
  

Get a lifehack

This one is posted for all students who have too much to do and too little time to do it.

Lifehacker.com is a great resource for anyone who wants to learn about cool new downloads and efficient methods for getting things done (GTD). GTD strategists are obsessed with increasing productivity and eliminating wasted time. Thus, the site always presents interesting tools to help with time management skills and technology tasks.